Here are some helpful tools for repaying your student loans. Find the right payment plan for you, learn how to make payments, get help if you can’t afford payments and see what circumstances might result in a loan being forgiven, canceled, or discharged.
For more information about each option, Click Here
Unemployment Deferment: Allows you to temporarily stop making payments while you are unemployed.
Click Here for more information & to download the form.
Temporary Total Disability Deferment: You are temporarily totally disabled if you are, due to illness or injury, unable to attend an eligible school or be gainfully employed during a reasonable period of recovery.
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Repayment Plan Request: Although you may select or be assigned a repayment plan when you first begin repaying your student loan, you can change repayment plans at any time—for free.
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Rehabilitation Training Deferment: A borrower may defer repayment if he or she is enrolled in a course of study that is part of a Department of Education–approved rehabilitation training program for disabled students.
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Parent PLUS Borrower Deferment: Must be a parent borrower of a Direct or Federal PLUS loan.
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Military Service & Post Active Duty Student Deferment: for borrowers who are enrolled in school when they are called to active duty and plan to re-enroll after they have completed their service.
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Loan Rehabilitation Income And Expense: You can renew eligibility for new loans and grants and eliminate the loan default by “rehabilitating” a defaulted loan.
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Additional Instructions for Loan Rehabilitation Income & Expense can be found Here
In School Deferment: A deferment or forbearance allows you to temporarily stop making your federal student loan payments or to temporarily reduce the amount you pay.
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Income Driven Repayment: (IDR) plans make it easier for federal student loan borrowers to pay back loans if your debt is high compared to your income.
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Graduate Fellowship Deferment: A deferment or forbearance allows you to temporarily stop making your federal student loan payments while you are enrolled in an approved graduate fellowship program.
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General Forbearance Request: To temporarily reduce your monthly payment amount for a specified period.
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Economic Hardship Deferment: A deferment is a way to postpone paying back your student loans for a certain period of time. The economic hardship deferment is available only if you have a federal student loan.
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Consolidation: A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan.
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For more information about each option, Click Here